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CHUTZ — Terms of Service

LEGAL

Operated by Omni Social Media LLC, doing business as CHUTZ

Effective Date: October 12, 2026

Website: https://joinchutz.com

Contact Email: letsgo@chutzup.com

SMS Messaging Terms & Compliance

1. Program Description

CHUTZ, operated by Omni Social Media LLC, offers optional SMS communications to customers and participants who explicitly opt in through our website at https://joinchutz.com, registration forms, or checkout forms.

Our SMS program supports our accountability challenges, known as CHUTZ Bets, and may include:

  • Bet registration and purchase confirmations.
  • Kickoff messages and program instructions.
  • Daily accountability reminders and encouragement.
  • Check-in reminders and participation updates.
  • Final-day completion reminders.
  • Refund claim deadlines and rollover information.
  • Customer support and service-related updates.

Participants may separately opt in to receive promotional communications, including announcements about new Bets, special offers, events, and community opportunities.

Transactional and promotional messaging consent are collected separately. Participants are not required to consent to marketing SMS messages as a condition of purchase.

Message frequency varies according to program participation, individual preferences, and consent selections.

2. Cancellation Instructions

You may cancel SMS communications at any time by replying STOP to the number from which you receive messages.

After submitting STOP, you will receive a confirmation message acknowledging your unsubscribe request. You will no longer receive messages from the affected SMS program unless you opt in again.

To rejoin, you may register through our website or another authorized opt-in method.

3. Support Information

For assistance with our SMS program, reply HELP to any CHUTZ text message.

You may also contact us at:

Email: letsgo@chutzup.com

Website: https://joinchutz.com

Phone: 941.757.9817

4. Carrier Liability

Wireless carriers are not responsible for delayed or undelivered SMS messages.

5. Message & Data Rates

Message and data rates may apply to messages sent to and from CHUTZ.

Message frequency varies depending on your active Bets, notification preferences, and separately authorized marketing communications.

Contact your wireless service provider with questions regarding your messaging or data plan.

6. Supported Carriers

Our SMS program supports major United States wireless carriers, including AT&T, Verizon, T-Mobile, and participating regional carriers. Message delivery may vary by provider, device, and network conditions.

7. Age Restriction

You must be at least 18 years old to participate in our SMS program and purchase CHUTZ accountability Bets.

8. Privacy Policy

Your privacy is important to us.

For information regarding how we collect, use, store, and protect personal information, please review our Privacy Policy:

https://joinchutz.com/privacy-policy

SMS consent information will not be shared with third parties or affiliates for their independent marketing purposes.

We strive to comply with applicable messaging regulations, including the Telephone Consumer Protection Act (TCPA), applicable FCC rules, and relevant CTIA messaging guidelines.

General Terms

This website (the "Site") is owned and operated by Omni Social Media LLC, doing business as CHUTZ ("CHUTZ," "Company," "we," "our," or "us").

By accessing or using https://joinchutz.com, purchasing a CHUTZ Bet, registering for a program, or participating in our services, you agree to these Terms of Service, our Privacy Policy, Refund Policy, and any additional terms associated with a specific offer or program.

CHUTZ provides structured accountability experiences designed to help individuals take action, establish positive habits, and follow through on personal commitments.

Participation is voluntary, and individual outcomes depend on each participant's actions and circumstances.

We reserve the right to modify these Terms of Service from time to time. Updated terms will be published on our website with a revised effective date.

Continued use of our services after updated terms become effective constitutes acceptance of those changes to the extent permitted by applicable law.

CHUTZ Bets, Participation & Refundable Deposits

1. Accountability Programs

CHUTZ offers short-term accountability experiences, including five-day Bets, designed to encourage participants to make and fulfill personal commitments.

Available Bets may include journaling, stretching, intentional spending habits, reduced screen time, personal growth activities, and other specified challenges.

Each Bet includes its own instructions, participation period, and completion requirements.

2. Deposits and Payments

Certain CHUTZ Bets require an upfront refundable deposit.

Our standard five-day Bets currently require a $10 deposit, unless otherwise indicated at checkout.

The deposit establishes a personal commitment and may be eligible for refund or rollover when the participant satisfies the applicable completion and claim requirements.

Prices, promotional offers, and program terms are disclosed at the time of purchase.

3. Completion and Accountability

Participants agree to make a good-faith effort to complete their selected Bet according to its stated requirements.

CHUTZ operates primarily on a self-reported accountability model. Participants are responsible for accurately reporting their own progress and completion.

Daily check-ins may be offered as an encouragement tool. Unless otherwise specified for a particular Bet, these optional daily check-ins do not replace the required final completion form.

4. Refund Claims and Deadlines

For standard five-day Bets, participants seeking to reclaim their eligible deposit must complete their Bet and submit the required final completion form within 24 hours after the Bet ends.

Refund or rollover eligibility depends on meeting the applicable participation, completion, and claim requirements.

Failure to complete the requirements or submit the final claim within the designated window may result in forfeiture of the refundable deposit, subject to applicable law and the terms disclosed at checkout.

Please review our separately published Refund Policy for additional details.

5. No Guaranteed Results

CHUTZ provides tools, structure, encouragement, and accountability. We do not guarantee particular personal, financial, physical, spiritual, or professional outcomes.

Participants remain responsible for their individual choices, actions, and progress.

Intellectual Property Rights

Our Limited License to You

The CHUTZ website and all related materials, including logos, brand elements, written content, Bet materials, trackers, worksheets, videos, and digital resources, are owned by or licensed to Omni Social Media LLC and are protected by applicable intellectual property laws.

These materials are made available for personal, non-commercial use unless otherwise authorized.

You may not reproduce, redistribute, sell, modify, republish, or commercially exploit our materials without prior written permission.

You may download or print resources provided for your personal participation in CHUTZ programs.

Your License to Us

When you voluntarily submit comments, testimonials, reviews, or other content for public sharing, you represent that you have the right to provide that content.

You grant CHUTZ a non-exclusive, royalty-free license to display and share content you intentionally submit for public display in connection with our services.

Submission of private accountability forms, progress reports, or personal information does not automatically authorize CHUTZ to use that information in public advertising or testimonials.

We may request separate permission before featuring your personal story, photographs, or private participation details in promotional materials.

Disclaimers

CHUTZ is designed to support personal growth and accountability.

Our programs are educational and motivational in nature and are not substitutes for professional medical, mental health, legal, or financial advice.

Participants should exercise their own judgment when selecting and completing personal challenges.

To the extent permitted by applicable law, our website and services are provided on an "as is" and "as available" basis without warranties of uninterrupted access, error-free performance, or specific results.

CHUTZ may provide links to third-party websites, products, or services. Such links do not necessarily represent an endorsement.

To the extent permitted by applicable law, you agree to indemnify and hold harmless Omni Social Media LLC, its affiliates, and their respective officers, directors, employees, and agents from third-party claims arising from your unlawful use of the Site or material breach of these Terms.

Nothing in these Terms excludes rights or remedies that cannot legally be waived.

Online Commerce

CHUTZ may offer paid accountability Bets, programs, digital resources, and related services through our website.

Payment transactions may be processed through authorized third-party payment providers, including Stripe.

Payment information is processed in accordance with the applicable payment provider's terms and privacy practices.

You agree to provide accurate and complete payment information when making a purchase.

Any applicable deposit, refund, rollover, or promotional terms will be disclosed at checkout or in the relevant program materials.

We are not responsible for independent third-party products or services linked from our website.

Registration & Account Security

Certain CHUTZ services may require registration or the submission of contact information.

You agree to provide accurate, current, and complete information and to maintain the confidentiality of any account credentials.

You are responsible for activity conducted through your account unless otherwise provided by law.

If you suspect unauthorized access, please contact:

letsgo@chutzup.com

Termination

We reserve the right to suspend or terminate access to our website or services if a user violates these Terms, engages in fraudulent activity, misuses our services, or participates in unlawful conduct.

Any suspension or termination affecting a paid program will be handled in accordance with applicable law and our published refund terms.

Governing Law

These Terms of Service shall be governed by the laws of the State of Florida, without regard to its conflict-of-law principles.

Disputes arising from these Terms or the use of CHUTZ services shall be subject to applicable Florida and federal law.

Where enforceable, disputes may be resolved through binding arbitration in Florida, subject to applicable consumer protections and nonwaivable legal rights.

Changes to Terms of Service

We may update these Terms periodically to reflect changes in our programs, services, business practices, or applicable legal requirements.

The current version will be available at https://joinchutz.com.

Changes will be identified by the effective date displayed at the beginning of this document.

Contact Information

For questions regarding these Terms of Service, SMS communications, or participation in a CHUTZ program, please contact:

CHUTZ

Operated by Omni Social Media LLC

Location: Florida, United States

Website: https://joinchutz.com

Email: letsgo@chutzup.com

Phone: 941.757.9817

By accessing our website, purchasing a CHUTZ program, or using our services, you acknowledge and agree to these Terms of Service. Use of our services does not independently constitute consent to receive SMS marketing communications.